In compliance with the Federal Government's amendments to Regulation E, you must Opt-In to continue receiving the benefits of overdraft protection on your checking accounts.
Beginning July 1, 2010 overdrafts for your ATM withdrawals and certain debit card purchases may not be covered and your transactions may be declined unless you opt-in to continue receiving this benefit.
To continue receiving the same level of service you enjoy today, please read the information below, check "opt-in" and submit the electronically signed form.
What is an overdraft?
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.