Current Savings and Loan Rates

Loan rates
Note: Highlighted fields are current specials.

Description	APR* (as low as)	As Of
New Autos (2012-2010, 36 month loans)	1.99%	10-1-2011
New Autos (2012-2010, 84 month loans)	2.99%	10-1-2011
Used Autos (2009-2002, 60 month loans)	4.75%	10-1-2011
Used Autos (2009-2002, 36 month loans)	2.99%	10-1-2011
First Car Loan**	3.50%	10-1-2011
Motorcycle New (2012-2009, 72 month loans)	3.99%	10-1-2011
Motorcycle Used (2008-2005)	6.25%	10-1-2011
Small RV (2012-2000)	3.99%	1-16-2012
Small RV (2012-2000)	4.75%	10-1-2011
Large RV (2012-2000)	3.99%	1-16-2012
Large RV (2012-2000)	4.75%	10-1-2011
12 - 36 Month Personal Loan	9.00%	10-1-2011
48 Month Personal Loan	9.00%	10-1-2011
60 Month Personal Loan	9.00%	10-1-2011
Student Laptop Loan**	0.00%	10-1-2011
Tuition Loans	5.75%	10-1-2011
Smart Choice Loan***	18.00%	10-1-2011
Mortgage Retirement Loan****	3.99%	10-1-2011

*APR= Annual Percentage Rate. Subject to change. *APR may be higher depending on your application.
**Co-Signer required ***$50 Annual Fee for Smart Choice Loan ****$100 Application Fee and No Closing Costs for Mortgage Retirement Loan. Appraisal may be necessary
Visa Card Rates
Note: Highlighted fields are current specials.

Type	APR (as low as)	As Of
Classic	14.99%	10-1-2011
Classic Secured	14.99%	10-1-2011
Gold	9.90%	10-1-2011
Platinum	8.90%	10-1-2011

*Annual Percentage Rate subject to change. *APR may be higher depending on your application.
HELOC Variable Rate
Note: Highlighted fields are current specials.

Description	Loan-To-Value	APR (as low as)
Prime Advantage Equity Line of Credit	75.00%	Prime -.50%
Prime Equity Line of Credit	75.01 - 85.00%	Prime
4.00% Floor

Prime Rate as of 10-1-2011: 3.25%
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.
Home Equity Fixed Rate
Note: Highlighted fields are current specials.

Description	Loan-To-Value	APR (as low as)
Fixed Rate Up to 84 Months	80.00%	6.00%
Fixed Rate Up to 180 Months	80.00%	7.00%
Fixed Rate Up to 84 Months	81.00% - 90.00%	6.25%
Fixed Rate Up to 180 Months	81.00% - 90.00%	7.25%

Prime Rate as of 10-1-2011: 3.25%
*Annual Percentage Rate subject to change. *APR may be higher depending on your application.
Share Rates
Note: Highlighted fields are current specials.

Description	APR	APY	As Of
Traditional Savings	0.150%	0.150%	10-01-2011
Smart Savings ($500+)	0.250%	0.250%	10-01-2011
Saver Gator	0.300%	0.300%	10-01-2011
Young Adult	0.300%	0.300%	10-01-2011
IRA Savings	0.300%	0.300%	10-01-2011
Dividends are paid quarterly on the above products.
Insured Money Market ($2,500 to $9,999)	0.350%	0.350%	10-01-2011
Insured Money Market ($10,000 to $49,999)	0.450%	0.450%	10-01-2011
Insured Money Market ($50,000 to $99,999)	0.550%	0.550%	10-01-2011
Insured Money Market ($100,000 or more)	0.700%	0.700%	10-01-2011
Checking - 7% Checking (Up to $2,000)	6.785%	7.000%	10-01-2011
Dividends are paid monthly on the above products To qualify for interest on the 7% Checking account members must have direct deposit into their checking account of at least $200/month and actively use their CWCU Debit Card.
3 Month CD	0.400%	0.400%	10-01-2011
6-11 Month CD	0.500%	0.500%	10-01-2011
12-17 Month CD	0.694%	0.700%	10-01-2011
18-23 Month CD	0.893%	0.900%	10-01-2011
24-35 Month CD	1.190%	1.200%	10-01-2011
36-47 Month CD	1.487%	1.500%	10-01-2011
48-59 Month CD	1.981%	2.000%	10-01-2011
60 Month CD	2.227%	2.250%	10-01-2011
Increase Advantage CDs available for 12-60 Month Terms. "Add-To" feature available for 6-48 Month Regular CDs Only

*APY = Annual Percentage Yield. Rates subject to change.